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The 3/2/1 Rate and Payment Reduction Plan. This made as the seller’s housing market is quietly shifting to a buyer’s market. With seller concessions making

Cash out Refi-Refinancing fights  Inflation using fixed-rate for debt attractive. Many people overlook this valuable feature of debt. If you get a 30-year, fixed-rate mortgage, your

Heloc Cash Out-    For all the same reasons you would take a cash out refi but keep your low rate mortgage. 5 Day HELOC: