Refi-Cash Out Loans


Conventional Loans

Take Advantage now while there are little to no restrictions on how you can use your cash!


A cash out refinance turns home equity into cash:

*Complete a home improvement project

*Pay off high-interest credit card debt

*Add to or protect your existing investments

*Buy an investment property/second home

*Buy Silver and Gold

*Protect your business against cash flow emergencies


 Best uses for the FHA cash-out refinance

With an FHA cash-out loan, you can pay off any loan type, plus take equity out of your home in the form of a check or have it wired to an account of your choice.

You can use those funds for any purpose. Some popular uses for cash-out funds include:

  • Home improvement projects
  • Credit card debt consolidation
  • Auto loan payoff
  • Student loan refinancing
  • Prepay college tuition
  • Consolidate a first and second mortgage
  • Pay off other high-interest debts at a low fixed rate
  • Refinance from an adjustable-rate loan into a fixed-rate loan

There is almost no limit to what you can use the money for. Homeowners who want to reduce monthly payments on other debt, or just have a little extra cash in the bank, should examine this loan type.


A VA-backed cash-out refinance loan may help you to:

Why might I want to get a VA-backed cash-out refinance loan?

A VA-backed cash-out refinance loan may help you to:
  • Take cash out of your home equity to pay off debt, pay for school, make home improvements, or take care of other needs, or
  • Refinance a non-VA loan into a VA-backed loan

Non Traditional/Portfolio Loans

Cash out from your current investment properties to purchase more investment properties – no income verification required.