We provide Platinum services for those with equity position and great credit. Platinum pricing with premium service. No escrow waiver fee!
At closing, up to $525 refunded to you to cancel out the cost of your appraisal.
90% LTV on a primary residence home up to purchase price of $755,000. NO PMI and competitive rates. 80% LTV on second homes up to a purchase price of $849,000. Minimum FICO 680
Lower rates and better options for ARMs than in years past. Save money in the short term!
Fico score starting at 700 with incentives for 740+
Primary, secondary and investment property
Options for every financeable project type available. Fannie Mae/Freddie Mac approved condo projects or projects ineligible to be sold to Fannie/Freddie due to short term rentals, litigation, etc. Condotels that have front desk service, maid service etc. Call us to see what category your paradise is in!
FHA Purchase/Cash out Refinance - Credit scores from 500-579; Current on time documented mortgage/rental history required for previous 12 months.
Gift funds from immediate family members allowed for down-payment. Sellers can pay up to 6% in closing costs.
Up to $35,000 for eligible repairs and improvements
No credit score used for qualifying, 1 30 day mortgage late acceptable in the last 7-12 months. Great opportunity to refinance from a 30 to 15 year mortgage to reduce loan term. Loan will not increase your current mortgage balance or payment by more than $50 if proved to be beneficial.
Minimum score starting at 500+ with current documented mortgage/rental history over past 12 months
Cash out refinances at 100% of home's value
Sellers pay up to 4% in closing costs!
Two open and current credit lines that have reported for at least the last 12 months are required.
Past 12 months of on time mortgage/rental history to be verified.
Our lender may allow payment arrangements or a 5% payment of balance as remediation for outstanding collections in place of complete payoff!
Subject to maximum annual income limits for all persons residing in household.
Sellers can pay up to 6% in closing costs!
VA-FHA-USDA One time close construction home loans.
Find or have a lot.
Pick your house plans.
Close one time.
Build your dream.
The path to your bliss starts here.