DIRECT DSCR LOANS FLORIDA & DCSR LOANS ALABAMA DEBT SERVICE COVERAGE RATIO LOANS FOR DSCR REAL ESTATE INVESTMENT LOANS MORTGAGE BROKER LENDER
OUR CLIENTS ARE OUR SPECIALTY
Blissful Mortgage specializes in helping clients that require a higher level of service and flexibility than traditional banks. We offer DSCR LOANS Florida and DSCR LOANS Alabama with our large lender selection allows us to be the Best in DSCR Condo Loans, DSCR Real Estate Investment Loans and DCSR Jumbo Loans. Using multiple lenders to find the niche to achieve our clients goals. So when you need a DSCR Loan Florida or DSCR Loan Alabama for Investment Property Loan...Make us your first call for all your MORTGAGE LOAN needs.
DSCR LOAN FLORIDA, DSCR LOAN ALABAMA HOME AND CONDO DSCR REAL ESTATE INVESTMENT LOANS
We are DIRECT MORTGAGE BROKER/LENDER DSCR INVESTMENT and DSCR JUMBO LOAN SPECIALIST. DSCR JUMBO INVESTMENT PROPERTY LOANS up to 5 MILLION for CONDOS, MULTI UNITS, TOWNHOMES and HOMES. The DSCR Loan Florida and DSCR Loan Alabama is offered statewide for Both states for a Debt service loan using rental service coverage ratio loans.
HOW DO REAL ESTATE INVESTMENTS DSCR FLORIDA LOAN or DSCR ALABAMA LOAN WORK?
The DSCR (DEBT SERVICE COVERAGE RATIO) Cash Flow loan. Uses service coverage ratio loans to qualify you on your Real Estate Investment property’s expected rental income, for ( Home, Condo and Townhome ). With the debt obligation from the loan amount for this Real Estate Investment of Long Term Rentals and Short Term Rentals covers the loan amount. This does not use your personal income or debt which means you don’t need to meet income, debt, or employment requirements other financing options require. Consequently this is a great Real Estate Investment loan for short term rental and long term rental. Because of this you also get great perks like faster closings and loan options to lower your monthly payments. Whether you’re hoping to refinance your investment property or looking to add to your real estate portfolio, Blissful Mortgage is here to help!
Benefits of a DSCR Cash Flow Loan?
- Faster Loan Process and Closing.
- Loan Terms that can Lower Your Monthly Payments.
- No employment required (Full time investors welcome!
- No DTI (Debt-to-Income) requirement.
- No proof of income (W2’s, tax returns, or paystubs
- Less Documentation Needed.
- 30- and 40-Year Interest Only Mortgages
What Are the Requirements for a DSCR Loan in Florida and DSCR Loan in Alabama
For a traditional Florida and Alabama mortgage loan, you’d have to submit your pay stubs, bank statements, credit history, proof of employment, among other information, to be accepted. With Florida DSCR loans and Alabama DSCR loans, all you have to do is figure out your DSCR for a rental property and apply for a loan amount based on that. A DSCR (Debt Service Coverage Ratio) is generating enough long term or short term rental income to pay for the annual debt related to that rental property. This makes it easier to get a loan and make monthly payments. When you apply for a DSCR loan with Blissful Mortgage, you’ll also be required to make a down payment, which can be as low as 20% in some cases. A minimum credit score is required.
DSCR LOAN HIGHLIGHTS
DSCR & DSCR JUMBO INVESTMENT LENDING UP TO 5 MIL
DSCR & DSCR JUMBO LOANS INVESTMENT LENDING UP TO 5 MIL
- Perfect for borrowers looking to invest in Real Estate.
- Current renters and first time investors qualify
- Down payments starting at 20%
- For borrowers with complicated financial situations.
- Qualify 3 different ways.
1 Past rental history of the unit being purchased.
2 Appraisal projection of the unit being purchased. ( Long or short term)
3 Lender projection of the unit being purchased. ( Long or short term).
Low Doc loans Can be done in Business LLC sole – Business LLC multiple partners up to 4.
APPLY FOR A DSCR LOAN FLORIDA OR DSCR LOAN ALABAMA
- Calculate Custom Payments.
- View Loan Status.
- Upload Docs.
- Stay In Contact Message Center.
- Status Updates For All Parties.
- Apply On Your Phone.
- Snap Photos Of Docs on Phone.
- Issue Your Own Pre-Approval.
Can I Refinance My Real Estate Investment Property?
Yes you can with Blissful Mortgage. Here are some reasons why people do.
- Cash out Refi to make renovations
- Use Equity to Invest in a New Property. Helps increase cash flow and build personal wealth.
- Lower Their Monthly Payments and Create Greater Cash Flow
Can I Get a DSCR Loan as a First Time Investor?
Yes, you can be a first time real estate investor or be buying an investment property for the first time and still qualify for a DSCR loan with Blissful Mortgage. You can get a DSCR loan without mortgage experience.
DSCR LOANS FLORIDA DIRECT DSCR & REAL ESTATE INVESTMENT MORTGAGE BROKER/LENDER SPECIALIST. SERVICE SPECIALIZED LOCATIONS.
DSCR LOANS Florida Northwest Cities
NORTHWEST FLORIDA Escambia Co and Santa Rosa Co Pensacola beach Fl, Milton Fl, Perdido Key Fl and Gulf Breeze Fl. Next is Okaloosa Co and Walton Co Navarre Beach Fl, Ft Walton Beach Fl, Destin Fl and 30A Fl. Also DeFuniak Fl, Freeport Fl and Miramar Beach Fl. Including Bay Co Panama City FL, Mexico Beach Fl and Chipley Fl. Also Washington Co, Jackson Co and Gulf Co Port St Joe Fl. Franklin Co Cape San Blas Fl, St George Island Fl and Carrabelle Fl. Finally Leon Co Tallahassee Fl. DSCR LOANS FLORIDA
DSCR LOANS Florida North and Central Cities
DSCR FLORIDA LOANS NORTH
NORTH FLORIDA Nassau Co, Duval, Clay Co and Saint Johns Co Jacksonville Beach Fl, St Augustine FL and Fernandina Beach Fl. Includes Marion Co and Lake Co The villages Fl and Ocala FL. With Putnam Co Palatka Fl. Alachua Co High Springs Fl and Gainesville Fl. DSCR LOANS FLORIDA.
DSCR FLORIDA LOANS CENTRAL
CENTRAL FLORIDA . Includes Flagler Co and Volusia Co Daytona Beach Fl, Ormond Beach Fl, Smyrna Beach Fl, and Palm Coast Fl. Also Orange Co, Osceola Co and Polk Co Orlando Fl, Clermont Fl. Winter Haven Fl, Poinciana Fl, Kissimmee Fl, Sanford Fl and Deltona Fl. Along with Pinellas Co Clearwater Beach Fl, Indian Rocks Beach Fl, Indian Shores Fl, North Redington Beach Fl, Maderia Beach Fl and Treasure Island Fl. Next is Hillsborough Co Tampa Fl, Lakeland Fl, St Petersburg Fl, St Pete Beach Fl and Palm Harbor Fl, Including Brevard Co Melbourne Fl, Melbourne beach Fl, Cape Canaveral Fl, Cocoa Beach Fl, Port St John Fl, Fort Pierce Fl, Merritt Island Fl and Satellite Beach Fl. DCSR LOANS FLORIDA.
DSCR LOANS Florida South Cities
SOUTH FLORIDA Manatee Co, Sarasota Co Longboat Key Fl, Venice Fl, North Port Fl, Bradenton Fl, Sarasota Fl and Port Charlotte Fl. With Charlotte Co and Lee Co Fort Myers Fl, Lehigh Acres Fl, Punta Gorda Fl and Bonita Springs Fl. Plus Collier Co Naples Fl and Marco Island Fl. Plus Monroe Co Key Largo Fl, Tavernier Fl, Islamorada Fl, Marathon Fl and Key West Fl. Miami-Dade Co Miami Fl, Gables Fl, Sunrise Fl and Hialeah Fl. Next Broward Co Hollywood Fl, Fort Lauderdale Fl, Pompano Beach Fl, Miramar Fl and Coral Springs. Lastly Martin Co and Saint Lucie Co Boca Raton Fl, Delray Beach Fl, Boynton Beach Fl, West Palm Beach Fl, Jupiter Fl and Palm Beach Shores Fl. Finally Riviera Beach Fl, Port Saint Lucie Fl, Vero Beach Fl and Jensen Beach Fl. Finally Indian River Co Indian River Shores Fl and Sebastian Fl. DSCR LOANS FLORIDA.
DSCR ALABAMA LOANS DIRECT DSCR & REAL ESTATE INVESTMENT MORTGAGE BROKER/LENDER SPECIALIST. SERVICE SPECIALIZED LOCATIONS.
ALABAMA DSCR & INVESTMENT LOANS Gulf Shores AL, Orange Beach AL, Foley AL, Fort Morgan AL, Dauphin Island Al, Fairhope AL, Daphne AL, Spanish Fort AL, Dothan Al, Montgomery Al, Auburn Al, Clanton Al, Alabaster Al, Prattville Al, Trussville Al, Phenix City Al, Columbus Al, Tuscaloosa Al, Birmingham Al, Al, Decatur Al, Guntersville Al, DSCR LOANS ALABAMA & DSCR REAL ESTATE INVESTMENT MORTGAGE LOANS for the whole state of ALABAMA.