Florida Hometown Heroes

First time ever being offered by professionally licensed mortgage broker/lender expert advisers! For mortgage loans and home loans.

Basic Requirements

• Must be a First Time Homebuyer
• Must work 35+ hours a week
• 640 Min Credit score
• Must be a Florida resident
• Must work for a company with physical location in Florida (Brick & Mortar)
• First-time homebuyer education required

Primary Residence – The property you purchase must be your new primary residence.

• You have not owned a home in the past three years as your primary residence.
• As a veteran, you are exempt from this requirement! 
• You can own a mobile home, but it must be on a rented lot or land and still qualify as a first-time homebuyer. 

• If you have question please call us or apply now. This is a great program. 

• OPEN TO ALL FIRST TIME HOME BUYERS NOT JUST Military Members and Veterans, First Responders, Medical Personnel, Educators, Government EmployeeMilitary Members and Veterans, First Responders, Medical Personnel, Educators, Government Employee Purchase.

• Can be used with Conventional Loans, FHA Loans, VA loans.

• *Single Family Homes, Townhomes, 2-4 Unit Properties, Multi-wide Manufactured Homes 2003 and newer.
• Standardized Rate set by program itself not the lender providing the loan Industry leading loan processing technology resulting in efficient and fast closing
• Down payment and closing cost assistance is available in the form of a 0%, non-amortizing, 30-year deferred second mortgage. This second mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the homeowner no longer occupies the property as his/her primary residence. The Florida Hometown Heroes loan is not forgivable.
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