ITIN Loans Blissful Mortgage Broker lender, Mortgage broker, Mortgage loans, home loans.

ITIN Loans DIRECT FLORIDA and ALABAMA APPROVED Mortgage Broker/Lender Specialist-Blissful Mortgage llc

WE MAKE ITIN LOANS SIMPLE

Blissful Mortgage makes ITIN Mortgage Loans Simple when looking for a ITIN loans Florida or ITIN Loans Alabama, using our streamlined process, less docs and fast approvals we get you into your home faster

What is an ITIN Loan?

ITIN loans are designed for borrowers who do not have a social security number, but can provide an ITIN number as an alternative form of identification. You can expect a down payment of 10% and will need a 2 year work history.

Apply for a ITIN Mortgage Loan Without a Social Security Number in FLORIDA and ALABAMA

When you apply for an ITIN home loan, you do not need to provide us with a social security number. Instead, just let us know your Individual Tax Identification Number (ITIN). You can document this with your ITIN Card. To apply and learn more click ITIN NUMBER.

Qualifying for an ITIN Mortgage in FLORIDA and ALABAMA

  • Minimum credit tradelines: 2 Years of credit with 2 accounts or 1 Year of credit with 3 account history.
  • You may qualify with most recent pay stubs and last years W2 or 2 Years most recent tax returns if self employed. 
  • You can generally expect a higher down payment requirement for an ITIN loan than a conventional mortgage. 
  • As with other types of mortgages, you need to document two years of employment in a consistent capacity on a solid career track.
  • Documentation of income is required. Bank statement ITIN loans are available to those who cannot prove income with traditional pay stubs.
  • As with any type of home loan, a high credit score and low debt-to-income (DTI) ratio will qualify you for the most competitive rates and terms.

Benefits of ITIN Loans in Florida and Alabama

  • With an ITIN home loan, no social security number is necessary to qualify for a mortgage.
  • Min credit score 620.
  • You do have to document your residency.
  • No Social Security number required.
  • The rates are better than hard money loans
  • It enables you to own a home in this country without documentation
  • Gift funds may be allowed to help with your down payment

 

What types of properties qualify for an ITIN loan?

Typically the following property types are accepted as long as you occupy them as your primary residence.

  • Single family homes
  • Warranted Condos
  • Townhomes
  • Multiwide Manufactured

If you are buying a rental property, we likely will have a lender who can help finance those properties as well.

FLORIDA MORTGAGE BROKER/LENDER SPECIALIST. HARD MONEY LOANS SERVICE SPECIALIZED LOCATIONS

FLORIDA ITIN LOANS specializing in the these ares. Panama City Beach, Panama City, Pensacola, Milton, Gulf Breeze, Navarre Beach, Perdido Key, Fort Walton Beach, Defuniak Springs, Destin, Niceville, Miramar Beach, Vernon, Chipley, Santa Rosa Beach, 30A, Mexico Beach, Marianna, Tallahassee, Port St Joe, Perry, Live Oak, Lake City, Jacksonville, St Augustine, Starke, Gainesville, Crystal River, Homosassa, Palatka, Palm Coast, Ormond Beach, Daytona Beach, Ocala, Inverness, Deland, Port Orange, Leesburg, Spring Hill, Orlando, Deltona, Dade City, Kissimmee, Titusville, The Villages, Clearwater, Lakeland, Haines City, Winter Haven, Melbourne, Palm Bay, St Petersburg, Tampa, Bartow, Bradenton, Sarasota, Vero Beach, Ft Pierce, Port St Lucie, Cape Coral, Ft Myers, Jupiter, Palm Beach Gardens, Wellington, Delray Beach, Boca Raton, Coral Springs, Pompano Beach, Ft Lauderdale, Hollywood, Miami, Naples, Marco Island, Key Largo, Islamorada, Marathon, Big Pine Key, Key West, Port Charlotte, Punta Gorda, Northpoint, Plant City, Lehigh Acres, Florida, ITIN MORTGAGE LOANS for rate whole state of FLORIDA.

ALABAMA MORTGAGE BROKER/LENDER SPECIALIST. HARD MONEY LOANS SERVICE SPECIALIZED LOCATIONS

ALABAMA ITIN LOANS Baldwin Co Gulf Shores AL, Orange Beach AL, Foley AL, Fort Morgan AL, Plus Dauphin Island AL Fairhope AL, Daphne AL and Spanish Fort AL. Houston Co Dothan AL. Montgomery Co Montgomery AL Lee Co Auburn AL. Clanton Co Clanton AL. Shelby Co Alabaster AL. Autauga and Elmore Co Prattville AL Jefferson and St Clair Co Birmingham AL, Trussville AL. Lee Co and Russell Co Phenix City AL Columbus AL. Tuscaloosa Co Tuscaloosa AL Madison Co Huntsville AL Morgan Co  Decatur AL Marshall Co Guntersville AL, Harestelle AL, Center AL, Homewood Al, Alexander City AL, Dadeville AL, Hoover AL, Athens AL, Wetumpka AL, Vestavia AL, Pell City AL, Vestavia Hills AL. ITIN LOANS for the whole state of ALABAMA.

ITIN LOANS ALABAMA COUNTIES

ITIN LOANS ALABAMA COUNTIES Autauga County, Baldwin County, Barbour County, Bibb County, Blount County, Bullock County, Butler County, Calhoun County, Chambers County, Cherokee County, Chilton County, Choctaw County, Clarke County, Clay County, Cleburne County, Coffee County, Colbert County, Conecuh County, Coosa County, Covington County, Crenshaw County, Cullman County, Dale County, Dallas County, DeKalb County, Elmore County, Escambia County, Etowah County, Fayette County, Franklin County, Geneva County, Greene County, Hale County, Henry County, Houston County, Jackson County, Jefferson County, Lamar County, Lauderdale County, Lawrence County, Lee County, Limestone County, Lowndes County, Macon County, Madison County, Marengo County, Marion County, Marshall County, Mobile County, Monroe County, Montgomery County, Morgan County, Perry County, Pickens County, Pike County, Randolph County, Russell County, Shelby County, St. Clair County, Sumter County, Talladega County, Tallapoosa County, Tuscaloosa County, Walker County, Washington County, Wilcox County, Winston County. ITIN LOANS