JUMBO LOANS, JUMBO MORTGAGE LOANS LENDING & FINANCING FLORIDA & ALABAMA DIRECT JUMBO MORTGAGE BROKER LENDER SPECIALIST.
Your #1 CHOICE 21 YRS EXP mortgage Company for Jumbo Mortgage loans Florida or Jumbo Mortgage loans Alabama. Our Loan advisors are experts in Jumbo loans. Looking for a Loan advisors that is considered one of the Best Mortgage Broker, Best Mortgage Lender specialist? When looking for that Best Jumbo Mortgage Broker Company consider this. Blissful Mortgage Jumbo Loans do not come from one Jumbo Mortgage Lender ( Not just one source). In fact we have many Lenders and options to choice from to fit your needs, this means low rates and fees.
Jumbo Loans the answer to higher priced homes.
Jumbo Loans are higher limit mortgages available for qualified buyers. Blissful Mortgage offers competitive interest rates and as little as 10% down. With our expert advice and 21 yrs experience you’ve come to expect from Blissful Mortgae expert advisors. You can be confident you’re getting the exceptional deal and service on that home you’ve always wanted.
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Jumbo Mortgage Rates Today
Rate Disclaimer
All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications and will vary upon your lock-in period, loan type, credit score, purpose and loan to value.
MORTGAGE CALCULATOR
MORTGAGE CALCULATOR
2026 Jumbo Loan Limits (Florida & Alabama)
$$1,249,125), most areas use the $832,750 baseline.
WHAT IS A JUMBO MORTGAGE LOAN
A jumbo mortgage, because this is a type of financing that exceeds the limits set by the Federal Housing Finance Agency check this (FHFA MAP) for your county. Alabama loan limits are $726,200. Florida loan limits are $726,200 except Monroe Co is $874,00. Unlike Conventional mortgages, a jumbo loan is not eligible to be purchased or can not be guaranteed, or securitized by Fannie Mae or Freddie Mac. Designed to finance luxury properties and homes in highly competitive local real estate markets. Jumbo mortgages come with unique underwriting requirements and tax implications. These kinds of mortgages have gained traction as the housing market continues to recover following the Great Recession.
We specialize in helping clients that require a higher level of service and flexibility than traditional banks. That are looking for a Expert Mortgage Advisor. Thus using multiply lenders to find the niche to achieve our clients goals..Make us your first call for all your MORTGAGE LOAN needs.
Property Types
You can buy many various types of properties with a jumbo loan. When in fact the government doesn’t restrict how you can use your jumbo loan. As long as you meet your lender’s other requirements, you can use most jumbo mortgages for primary residences, vacation houses, warranted condos and investment properties.
Jumbo Loans Florida & Alabama Guidelines
Jumbo Loan Specialty Types
Jumbo Lenders have a wide range of loan products to serve many different types of properties and buyers. Plus owners for JUMBO Refi and Refi-cashout loans. These are some examples of what is offered. This is by no means all we have to offer. Most times banks offers portfolios for these. If you have questions please CONTACT US. Many times lenders work and give exemptions to the rules. Why use Blissful Mortgage as your Jumbo Mortgage Broker needs? It’s Simple, Experience, Knowledge and we gather all that you need and then we shop the Jumbo Mortgage Lenders Nation wide for the best for you.
- 15 and 30 Year Fixed Rate.
- Single family homes, 1-4 unit properties, townhomes and warrantable condos.
- 10.1% down – loans up to $3,500,000 680 credit score primary and second homes.
- 20% down – loans up to $5,000,000 740 credit score primary and second homes.
- Cash out refinances to 75% loan to value.
- For Investment properties 35% down-payment – Min FICO 760.
Loan Requirements
For a VA jumbo loan, it’s possible to get a loan without a down payment, but only with a median FICO® Score of 640 or higher for a loan up to $1.5 million. With a median score of 680 or better, you can get a mortgage up to $2 million with a 10% down payment.
The DTI needed to qualify for a VA jumbo loan can vary based on a number of factors such as loan type, credit score and the amount of residual income you have.
These are the general requirements for most of our lenders.
Tips For Debt-To-Income Ratio (DTI)
- Your debt-to-income (DTI) ratio compares how much money you earn versus the amount of your debt. To find your DTI ratio, divide all of your required monthly debt payments by the amount you earn before taxe
A low DTI ratio is very important when you get a jumbo loan because it tells lenders that you will have enough cash flow to cover your mortgage payments. If you have a higher down payment or credit score, you may qualify for a jumbo loan with a higher DTI ratio.
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FLORIDA JUMBO MORTGAGE LOANS BROKER/LENDER SPECIALIST. SERVICE SPECIALIZED LOCATIONS JUMBO LOANS LENDING & FINANCING
FLORIDA JUMBO MORTGAGE LOANS LENDING & FINANCING Northwest Florida Cities
NORTHWEST FLORIDA Escambia Co and Santa Rosa Co Pensacola beach Fl, Milton Fl, Perdido Key Fl and Gulf Breeze Fl. Next is Okaloosa Co and Walton Co Navarre Beach Fl, Ft Walton Beach Fl, Destin Fl and 30A Fl. Also DeFuniak Fl, Freeport Fl and Miramar Beach Fl. Including Bay Co Panama City FL, Mexico Beach Fl and Chipley Fl. Also Washington Co, Jackson Co and Gulf Co Port St Joe Fl. Franklin Co Cape San Blas Fl, St George Island Fl and Carrabelle Fl. Finally Leon Co Tallahassee Fl. JUMBO MORTGAGE LOANS for the whole state of FLORIDA. We are the JUMBO HOME LOANS specialist for Florida.
FLORIDA JUMBO MORTGAGE LOANS LENDING & FINANCING North and Central Florida Cities
NORTH FLORIDA JUMBO
NORTH FLORIDA Nassau Co, Duval, Clay Co and Saint Johns Co Jacksonville Beach Fl, St Augustine FL and Fernandina Beach Fl. Includes Marion Co and Lake Co The villages Fl and Ocala FL. With Putnam Co Palatka Fl. Alachua Co High Springs Fl and Gainesville Fl. JUMBO MORTGAGE HOME LOANS.
CENTRAL FLORIDA JUMBO MORTGAGE LOANS
CENTRAL FLORIDA . Includes Flagler Co and Volusia Co Daytona Beach Fl, Ormond Beach Fl, Smyrna Beach Fl, and Palm Coast Fl. Also Orange Co, Osceola Co and Polk Co Orlando Fl, Clermont Fl. Winter Haven Fl, Poinciana Fl, Kissimmee Fl, Sanford Fl and Deltona Fl. Along with Pinellas Co Clearwater Beach Fl, Indian Rocks Beach Fl, Indian Shores Fl, North Redington Beach Fl, Maderia Beach Fl and Treasure Island Fl. Next is Hillsborough Co Tampa Fl, Lakeland Fl, St Petersburg Fl, St Pete Beach Fl and Palm Harbor Fl, Including Brevard Co Melbourne Fl, Melbourne beach Fl, Cape Canaveral Fl, Cocoa Beach Fl, Port St John Fl, Fort Pierce Fl, Merritt Island Fl and Satellite Beach Fl. JUMBO MORTGAGE LOANS.
FLORIDA JUMBO MORTGAGE LOANS LENDING & FINANCING South Florida Cities
SOUTH FLORIDA JUMBO MORTGAGE LOANS
SOUTH FLORIDA Manatee Co, Sarasota Co Longboat Key Fl, Venice Fl, North Port Fl, Bradenton Fl, Sarasota Fl and Port Charlotte Fl. With Charlotte Co and Lee Co Fort Myers Fl, Lehigh Acres Fl, Punta Gorda Fl and Bonita Springs Fl. Plus Collier Co Naples Fl and Marco Island Fl. Plus Monroe Co Key Largo Fl, Tavernier Fl, Islamorada Fl, Marathon Fl and Key West Fl. Miami-Dade Co Miami Fl, Gables Fl, Sunrise Fl and Hialeah Fl. Next Broward Co Hollywood Fl, Fort Lauderdale Fl, Pompano Beach Fl, Miramar Fl and Coral Springs. Lastly Martin Co and Saint Lucie Co Boca Raton Fl, Delray Beach Fl, Boynton Beach Fl, West Palm Beach Fl, Jupiter Fl and Palm Beach Shores Fl. Finally Riviera Beach Fl, Port Saint Lucie Fl, Vero Beach Fl and Jensen Beach Fl. Finally Indian River Co Indian River Shores Fl and Sebastian Fl. JUMBO MORTGAGE LOANS.
ALABAMA JUMBO MORTGAGE LOANS BROKER/LENDER SPECIALIST. SERVICE SPECIALIZED LOCATIONS JUMBO LOANS LENDING & FINANCING
ALABAMA JUMBO MORTGAGE LOANS
ALABAMA JUMBO LOANS LENDING & FINANCING Baldwin Co Gulf Shores AL, Orange Beach AL, Foley AL, Fort Morgan AL, Plus Dauphin Island AL Fairhope AL, Daphne AL and Spanish Fort AL. Houston Co Dothan AL. Montgomery Co Montgomery AL Lee Co Auburn AL. Clanton Co Clanton AL. Shelby Co Alabaster AL. Autauga and Elmore Co Prattville AL Jefferson and St Clair Co Birmingham AL, Trussville AL. Lee Co and Russell Co Phenix City AL Columbus AL. Tuscaloosa Co Tuscaloosa AL Madison Co Huntsville AL Morgan Co Decatur AL Marshall Co Guntersville AL, Harestelle AL, Center AL, Homewood Al, Alexander City AL, Dadeville AL, Hoover AL, Athens AL, Wetumpka AL, Vestavia AL, Pell City AL, Vestavia Hills AL. Covering for the whole state of ALABAMA.
JUMBO MORTGAGE LOANS ALABAMA COUNTIES
JUMBO LOANS, JUMBO HOME LOANS ALABAMA COUNTIES Autauga County, Baldwin County, Barbour County, Bibb County, Blount County, Bullock County, Butler County, Calhoun County, Chambers County, Cherokee County, Chilton County, Choctaw County, Clarke County, Clay County, Cleburne County, Coffee County, Colbert County, Conecuh County, Coosa County, Covington County, Crenshaw County, Cullman County, Dale County, Dallas County, DeKalb County, Elmore County, Escambia County, Etowah County, Fayette County, Franklin County, Geneva County, Greene County, Hale County, Henry County, Houston County, Jackson County, Jefferson County, Lamar County, Lauderdale County, Lawrence County, Lee County, Limestone County, Lowndes County, Macon County, Madison County, Marengo County, Marion County, Marshall County, Mobile County, Monroe County, Montgomery County, Morgan County, Perry County, Pickens County, Pike County, Randolph County, Russell County, Shelby County, St. Clair County, Sumter County, Talladega County, Tallapoosa County, Tuscaloosa County, Walker County, Washington County, Wilcox County, Winston County, including the whole state of Alabama.