Blissful Mortgage Manufactured Home Loans Blissful Mortgage lender, mortgage broker, mortgage loans, home loans.

Manufactured Home Loans SPECIALIST FLORIDA & ALABAMA

Manufactured home loans are more in-depth and must meet certain criteria. From the age, to being set once, to what kind of foundation it has. Has it been added onto? Are there decks attached to the house itself? Has the titles been retired? These are all things that must be addressed to get a loan. Having a Manufactured home specialist is critical to close these Home Loans. Blissful Mortgage is a Mortgage Loan Specialist let us help you today. APPLY or call today (855)-ATBLISS

TAX ASSESSOR

Tax assessor – check to see if land went from Vacant to improve the same year as home’s year built?

Confirmation that home was moved brand new from Dealer to current land is required – used homes are not eligible for financing if moved more than the very 1st time.

HUD TAGS/Data Plate

Locate HUD data plate – 8 ½ X 11 paper with 3 maps of the United States with MH zoning and year, make and model listed. If this is not present on the home, must order replacement from IBTS.ORG

HUD tag – Metal plate approximately 3”X4” on outside of MH – if this is not able to be located, must order replacement from IBTS.ORG

Flood Zones / Structural Engineer’s Certificate

Special restrictions placed on Manufactured homes in flood zones, please investigate and notify loan officer ASAP if home is in a flood zone. We will need elevation certificate ASAP if in flood zone.

Structural Engineer’s Certificate

Required for approval – must be passing and considered Compliant of PFGMH guidelines of 1996. Can be ordered from www.haymanengineering.com cost of $375-$625

Well/Septic

Drain fields for well/septic – make sure land survey proves distances between well, septic and drain fields due to minimum distances required for financing eligibility.

USDA and INVESTMENT

USDA LOAN – home can be no more than 1 year old at the execution of the purchase contract

Conventional single wide – cannot be more than 10 years old at the time of loan funding

NO INVESTMENT PROPERTY MANUFACTURED HOMES

FLORIDA MORTGAGE BROKER/LENDER SPECIALIST. MANUFACTURED HOME LOANS SERVICE SPECIALIZED LOCATIONS

 FLORIDA MANUFACTURED HOME LOANS specializing in the these ares. Panama City Beach, Panama City, Pensacola, Milton, Gulf Breeze, Navarre Beach, Perdido Key, Fort Walton Beach, Defuniak Springs, Destin, Niceville, Miramar Beach, Vernon, Chipley, Santa Rosa Beach, 30A, Mexico Beach, Marianna, Tallahassee, Port St Joe, Perry, Live Oak, Lake City, Jacksonville, St Augustine, Starke, Gainesville, Crystal River, Homosassa, Palatka, Palm Coast, Ormond Beach, Daytona Beach, Ocala, Inverness, Deland, Port Orange, Leesburg, Spring Hill, Orlando, Deltona, Dade City, Kissimmee, Titusville, The Villages, Clearwater, Lakeland, Haines City, Winter Haven, Melbourne, Palm Bay, St Petersburg, Tampa, Bartow, Bradenton, Sarasota, Vero Beach, Ft Pierce, Port St Lucie, Cape Coral, Ft Myers, Jupiter, Palm Beach Gardens, Wellington, Delray Beach, Boca Raton, Coral Springs, Pompano Beach, Ft Lauderdale, Hollywood, Miami, Naples, Marco Island, Key Largo, Islamorada, Marathon, Big Pine Key, Key West, Port Charlotte, Punta Gorda, Northpoint, Plant City, Lehigh Acres, Florida. MANUFACTURED HOME LOANS for the whole state of FLORIDA.

ALABAMA MORTGAGE BROKER/LENDER SPECIALIST. MANUFACTURED HOME LOANS SERVICE SPECIALIZED LOCATIONS

ALABAMA MANUFACTURED HOME LOANS Baldwin Co Gulf Shores AL, Orange Beach AL, Foley AL, Fort Morgan AL, Plus Dauphin Island AL Fairhope AL, Daphne AL and Spanish Fort AL. Houston Co Dothan AL. Montgomery Co Montgomery AL Lee Co Auburn AL. Clanton Co Clanton AL. Shelby Co Alabaster AL. Autauga and Elmore Co Prattville AL Jefferson and St Clair Co Birmingham AL, Trussville AL. Lee Co and Russell Co Phenix City AL Columbus AL. Tuscaloosa Co Tuscaloosa AL Madison Co Huntsville AL Morgan Co  Decatur AL Marshall Co Guntersville AL, Harestelle AL, Center AL, Homewood Al, Alexander City AL, Dadeville AL, Hoover AL, Athens AL, Wetumpka AL, Vestavia AL, Pell City AL, Vestavia Hills AL. MANUFACTURED HOME LOANS for the whole state of ALABAMA.

MANUFACTERED HOME LOANS ALABAMA COUNTIES

MANUFACTURED HOME LOANS ALABAMA COUNTIES Autauga County, Baldwin County, Barbour County, Bibb County, Blount County, Bullock County, Butler County, Calhoun County, Chambers County, Cherokee County, Chilton County, Choctaw County, Clarke County, Clay County, Cleburne County, Coffee County, Colbert County, Conecuh County, Coosa County, Covington County, Crenshaw County, Cullman County, Dale County, Dallas County, DeKalb County, Elmore County, Escambia County, Etowah County, Fayette County, Franklin County, Geneva County, Greene County, Hale County, Henry County, Houston County, Jackson County, Jefferson County, Lamar County, Lauderdale County, Lawrence County, Lee County, Limestone County, Lowndes County, Macon County, Madison County, Marengo County, Marion County, Marshall County, Mobile County, Monroe County, Montgomery County, Morgan County, Perry County, Pickens County, Pike County, Randolph County, Russell County, Shelby County, St. Clair County, Sumter County, Talladega County, Tallapoosa County, Tuscaloosa County, Walker County, Washington County, Wilcox County, Winston County. MANUFACTURED HOME LOANS